Need help with a CREDIT??? Just ask!! Step into the exclusive gated community of Park Lane, where farmhouse chic meets luxury vibes, creating a home that's as stylish as it is welcoming! Get ready to be wowed by the fresh updates and cool Farm style decor, complete with newer luxury vinyl planking that's just begging for a dance party! With its soaring vaulted ceilings and cozy family room flowing seamlessly into the spacious kitchen, this place is all about those good vibes. And hey, bonus points for the a loft that's just waiting to be transformed into your own personal space or maybe even a super cool fourth bedroom! To make it even cooler, this home has a whole house fan that can cool it down in a flash! You also have some help with a few solar panels! Tucked away on a corner lot for that extra dash of privacy, this gem also comes with an attached two-car garage—because convenience is key, right? And let's not forget about the HOA that's got your back, taking care of the front yard so you can kick back and relax. Plus, with awesome amenities like a pool, spa, park, and lush grounds, every day feels like a vacation! But wait, it gets even better! This sweet spot is within walking distance of top-notch schools and just a skip away from all the action in Oceanside. Picture yourself soaking up the sun at trendy rooftop spots, indulging in Michelin-star meals, and hanging out with the locals down at the iconic Oceanside Harbor. Life's a beach here, and your dream home is waiting to make it even sweeter!